What is the CCB or Canada Child Benefit?

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The Canada Child Benefit (CCB) is a program that gives money to qualified families as support in raising their children. This program was launched to make sure that children in Canada get a better quality of life, no matter what the financial background of their families. The Canada Revenue Agency manages the CCB, which is a monthly, non-taxable imbursement.

To get CCB, you have first to meet certain eligibility criteria. The first requirement is that the applicant must be a resident of Canada for tax purposes.

To get the CCB, you must meet all of the following conditions:

  1. You must live with the child, and the child must be under 18 years of age.
  2. You must be the person primarily responsible for the care and upbringing of the child.
    Note
    If a child does not live with you all the time, see Do you share custody of a child?.
     
  3. You must be a resident of Canada for tax purposes. We consider you to be a resident of Canada when you establish sufficient residential ties in Canada. For more information, see Income Tax Folio S5-F1-C1, Determining an Individual’s Residence Status.
  4. You or your spouse or common-law partner must be any of the following:
    • a Canadian citizen
    • a permanent resident (as defined in the Immigration and Refugee Protection Act)
    • a protected person (as defined in the Immigration and Refugee Protection Act)
    • a temporary resident (as defined in the Immigration and Refugee Protection Act) who has lived in Canada throughout the previous 18 months, and who has a valid permit in the 19th month other than one that states “does not confer status” or “does not confer temporary resident status.” If this is your situation, do not apply before the 19th month
    • an Indian as defined in the Indian Act

Many people wonder as to how much payment they may receive if they qualify for the CCB. Well, the amount can differ from one person to another, depending on how many children you have that qualify for the program, the age of the children, and the adjusted net income of your family from the preceding year.

You can calculate the estimated benefit you can get by using the Child and Family Benefits Online Calculator. Furthermore, there are many community agencies out there that can provide you with more details about the child and family benefits available in Canada.

To get idea how the CCB calculated, check this

  • $6,765 per year ($563.75 per month) for each eligible child under the age of 6
  • $5,708 per year ($475.66 per month) for each eligible child aged 6 to 17

These amounts start being reduced when the adjusted family net income (AFNI) is over $31,711. The reduction is calculated as follows:

  • For families with one eligible child:
    • the reduction is 7% of the amount of AFNI greater than $31,711 up to $68,708
    • for income greater than $68,708, the reduction is $2,590 plus 3.2% of AFNI greater than $68,708
  • For families with two eligible children:
    • the reduction is 13.5% of the amount of AFNI greater than $31,711 up to $68,708
    • for income greater than $68,708, the reduction is $4,995 plus 5.7% of AFNI greater than $68,708
  • For families with three eligible children:
    • the reduction is 19% of the amount of AFNI greater than $31,711 up to $68,708
    • for income greater than $68,708, the reduction is $7,029 plus 8% of the amount of AFNI greater than $68,708
  • For families with four or more eligible children:
    • the reduction is 23% of the amount of AFNI greater than $31,711 up to $68,708
    • for income greater than $68,708, the reduction is $8,509 plus 9.5% of the amount of AFNI greater than $68,708
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